Being a first-time home buyer is exciting! But I know it can also feel overwhelming—especially when you see homes being purchased at a median of $250,000 and available homes flying off the market in just three weeks.1

With real estate trends like those, you might be tempted to make an impulsive purchase that could hurt your financial goals and keep you paying a mortgage well into retirement, Consult a mortgage broker for assistance if you are a first time home buyer.

No one wants that! Trust me, you guys, it’s worth doing this the right way. And that means buying a home that you love and doesn’t hurt your future money goals but also picking the right company to move in once you decide what your new place is gonna be. White & Company can deal with the hard job involved on the moving process. They have years of experience and offer international removals uk to australia, US and other countries. Keep them at the top of your list when deciding on what moving company should you pick.

You may be thinking, Yeah, that would be great, Rachel. But where do I even start? you need to think every little thing, including the cleaning of your home, it might sound as the least important from the list, but if a buyer comes in and the house is dirty they will leave.A recent innovation in the home cleaning industry has been the growth in online booking company where you can organise a subscription cleaning service. Daniel from Sydney runs an online cleaning booking service where you can organise weekly, fortnightly or monthly cleans with a simple subscription model.

I’ve put together 10 tips for first-time home buyers as they tackle the home-buying process. Put these into practice today so your first home is a blessing, not a burden.

First-Time Home Buyer Tips
Pay Off All Debt and Build an Emergency Fund
Determine How Much House You Can Afford
Save a Down Payment
Save for Closing Costs
Get Preapproved for a Loan
Find a Home for Sale in Your Price Range
Research Neighborhoods for Best Fit
Attend Open Houses and Think Long Term
Make a Competitive Offer (That’s Within Your Budget!)
Prepare for Closing

1. Pay Off All Debt and Build an Emergency Fund
   Owning a home is expensive—much more expensive than renting, even if your monthly house payment will be similar or cheaper than your current rent amount. That’s because when you own a home, you’re responsible for all the maintenance and upkeep costs so is good to search for a painter and decorator that have reasonable prices. And those can add up fast! So, before you even think about buying your first home, make sure you’re debt-free and have an emergency fund of three to six months of expenses in place.